Pros and Cons of Freezing Your Credit

Pros and Cons of Freezing Your Credit

The old-school advice to keep you from running up a balance on your credit card was to freeze it in a block of ice. The idea: Your impulse to spend would go away before the block thawed. But freezing your credit is a different matter entirely and a …

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'Guardian angel,' community join to give man home

When Gayle Whitehead agreed to cosign the loan, Beck agreed to help Reynolds become a homeowner. It would not be easy. #“Poor Kent,” says Whitehead. “He has been a saint.” #His new … Sometimes I play dumb, but I'm actually smarter than people give me …

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Will Cosigning On An Apartment Lease Hurt Your Credit?

NEW YORK (MainStreet) — Financial experts have longed warned against cosigning on auto loans, credit cards and student loans, given the plethora of financial risks. Though for apartment leases, acting as a cosigner presents different risks. Newly …

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What's the Difference Between an Authorized User and Co-Signer on a Credit …

A couple of terms that credit card customers often confuse: “authorized user” and “co-signer.” They sound interchangeable, but if you're thinking about sharing your card with someone, knowing the difference can protect your finances and your relationship.

Read more on NerdWallet (blog)

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